When you switch insurance companies, send your cancellation in writing, and keep a copy in your records. Having it in writing is your proof, in the event that you need to settle a dispute. You don’t want your credit score negatively affected should your policy get written down as cancelled for not paying.
Auto insurance is something drivers simply must have. It can be overwhelming to sift through the many auto insurance companies to find the right plan for you. Here are some things you should know about how to go about getting insurance. Always get more than one quote, and get quotes from more than two sources when you are shopping around for auto coverage. As you will find, insurance rates vary greatly by the company. By checking insurance rates yearly, you can be sure you’re paying as little as possible for your insurance. However, make sure the policy details for each quote are very similar. Before you customize your car, find out how much of the upgrades will be covered by your insurance company. Insurance companies usually will cover only the value these parts add to your car, and that is probably not much. Your auto insurance rates can skyrocket if your driving record contains any tickets or points. Conversely, the expiration or removal of those items from your record can also lower the rates you pay. Once this happens, it’s wise to do some comparison shopping on auto insurance rates again.